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Summary of Real USD
- USDR is a stablecoin collateralized by tokenized, yield-producing real estate.
- Projected yield: 5-10% APY through daily rebase.
- Real estate is inflation-proof and wealth-generating, making it an ideal backing for a stablecoin.
- Dollar has lost 80% of its purchasing power over the past 50 years.
- Price of single-family homes has increased 14x in countries like the US.
- USDR is minted using DAI and can be redeemed 1:1 for DAI.
- Treasury DAI is used to purchase and tokenize income-generating real estate.
About Real USD: A Stablecoin for the Modern Era
USDR is the world’s pioneering stablecoin, collateralized by tokenized, yield-generating real estate assets. Its innovative design features a built-in value accrual system, distinguishing it from other currencies. By leveraging a consistent stream of dependable yield derived from rental revenue, USDR is poised to deliver a native real yield to stakers through a daily rebase, projected to range between 5% to 10% APY. As a premier asset class, real estate is inherently inflation-resistant and wealth-generating, making it an ideal backing for a stablecoin. Notably, while the US dollar has lost over 80% of its purchasing power over the past five decades, the price of single-family homes has surged by 14 times in countries like the United States. Consequently, a real estate-backed stablecoin not only serves as a hedge against the volatility of crypto markets but also shields holders from the erosive effects of ongoing currency debasement. USDR is minted using DAI and can always be redeemed 1:1 for DAI. The Treasury’s DAI is utilized to purchase and tokenize income-generating real estate, which is added to the treasury and serves as the primary source of protocol yield. As the value of the tokenized real estate appreciates over time, USDR becomes increasingly overcollateralized.
Tokenized real-world assets are the key to unlocking significant growth in the market capitalization of crypto and DeFi, paving the way to onboard the next billion users. By bringing real-world assets on-chain, we can facilitate transparent, trust-minimized, and efficient access to vast categories, including the approximately $330 trillion global real estate market. Without the need for mortgages or down payments, individuals with a smartphone can now tap into many of the benefits of real estate ownership through USDR.