What is Fluent Finance

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About Fluent Finance

  • Combines Web2 reliability, convenience, and protections with Web3 speed, transparency, and security.
  • Provides the rails for seamless operation between TradFi and DeFi.
  • Created USPlus, a fiat-backed stablecoin infrastructure featuring 100% provable, liquid, and verifiable cash reserves.
  • Enterprise-level technology capable of deploying crypto assets representing any fiat currency or real-world asset 1:1.
  • Unique private settlement bridge connects to core banking and public layers, verifying bank customers and funds before issuing or redeeming stablecoins.

What is Fluent Finance?

  • Pioneering protocol that integrates traditional finance with blockchain technology.
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About Fluent Finance

At the forefront of the digital asset revolution, Fluent Finance is a pioneering force, dedicated to empowering individuals and institutions to navigate the complexities of the cryptocurrency landscape with confidence and ease.

The Fluent protocol seamlessly converges the reliability, convenience, and safeguards of Web2 with the velocity, transparency, and security of Web3. By bridging the gap between traditional finance and decentralized finance, we provide the infrastructure for effortless financial operations, effortlessly transitioning between bank accounts and blockchain, and back again.

We have established USPlus, a pioneering fiat-backed stablecoin infrastructure boasting 100% provable, liquid, and verifiable cash reserves, ensuring unparalleled transparency and reliability.

Our pioneering technology, currently powering our flagship U.S. dollar-backed US Plus, is designed to deploy crypto assets that precisely mirror the value of any fiat currency or real-world asset, thereby creating fully auditable, bespoke stablecoins tailored to diverse financial instruments and business applications.

When it comes to transparency, we leverage a unique private settlement bridge to seamlessly connect with core banking and public layers. This enables us to rigorously verify the identities of bank customers and the authenticity of funds prior to issuing or redeeming stablecoins, while maintaining real-time accountability and transparency over our collateral assets.

Introducing Fluent Finance: A Pioneering Force in Financial Innovation

Fluent Finance is a trailblazing protocol that harmoniously converges the
stability of traditional finance with the groundbreaking potential of blockchain
technology. It is meticulously designed to bridge the divide between
conventional financial systems and the digital asset realm, offering a
stablecoin infrastructure that is both adaptable and dependable. This
infrastructure facilitates the creation of bespoke stablecoins tailored to
cater to a diverse range of financial applications, thereby ensuring users
have access to stable digital currencies that cater to their multifaceted
needs.

The protocol is built upon the XDC Network platform, renowned for its exceptional efficiency and robust security, thereby providing Fluent Finance with a solid foundation for its operations. By adopting a federated custody model, which distributes custody across multiple institutions, the protocol ensures maximum stability for its stablecoins, thereby bolstering the safety and reliability of its digital assets.

One of the key offerings of Fluent Finance is USPlus, a fiat-backed stablecoin infrastructure that exemplifies transparency and security. Notably, USPlus is backed by 100% provable, liquid, and verifiable cash reserves, ensuring a 1:1 parity with fiat currency or real-world assets. This robust reserve system guarantees that every USPlus stablecoin in circulation is fully collateralized, providing users with a trustworthy and stable digital currency option.

Fluent Finance is dedicated to facilitating a frictionless convergence of traditional finance (TradFi) and decentralized finance (DeFi). By providing the requisite infrastructure, it enables users to seamlessly transition their finances between bank accounts and blockchain, thereby realizing the protocol’s vision of synergistically combining the reliability and safeguards of Web2 with the velocity, transparency, and security of Web3.

Furthermore, Fluent Finance has forged strategic alliances to augment its offerings and broaden its scope. Notably, this includes a synergistic collaboration with Insurabler, a pioneering platform specializing in insured fundraising, as well as a landmark partnership with the Ministry of Economy of the UAE to develop cutting-edge deposit token-based technology. These partnerships serve as a testament to Fluent Finance’s unwavering commitment to innovation and its pivotal role in shaping the future of finance.

In summary, Fluent Finance embodies a pivotal milestone in the convergence of traditional and digital finance, presenting a robust, transparent, and secure stablecoin infrastructure that accommodates a diverse array of financial applications. By prioritizing transparency, security, and seamless interoperability between traditional finance (TradFi) and decentralized finance (DeFi), Fluent Finance emerges as a pivotal player in the rapidly evolving financial ecosystem.

Ensuring the Security of Fluent Finance

Fluent Finance prioritizes the security of its platform and users’ assets through a multifaceted approach that synergistically integrates traditional web (Web2) and blockchain (Web3) technologies. This innovative fusion leverages the reliability, convenience, and safeguards inherent in conventional online platforms with the speed, transparency, and security inherent to blockchain technology. One of the core components of Fluent Finance’s robust security infrastructure is its proprietary private settlement bridge. This cutting-edge technology plays a pivotal role in seamlessly connecting traditional banking systems with the blockchain, enabling the rigorous verification of bank customers and the funds they wish to utilize before any stablecoins are issued or redeemed. This process ensures a secure, transparent, and trustworthy mechanism for converting fiat currency to digital assets and vice versa.

Beyond the private settlement bridge, Fluent Finance has implemented a multifaceted security framework to safeguard user information and assets. This comprehensive approach encompasses state-of-the-art encryption protocols to ensure data confidentiality, stringent access controls to prevent unauthorized access, and adherence to the internationally recognized ISO 27001 standards for information security management. By upholding these exacting standards, Fluent Finance reaffirms its dedication to maintaining market integrity, protecting investors, and ensuring the financial stability of its platform.

Furthermore, Fluent Finance’s approach to creating its fiat-backed stablecoin infrastructure, such as the USPlus, underscores the paramount importance of transparency and security. The platform ensures that its stablecoins are fully collateralized by 100% provable, liquid, and verifiable cash reserves, thereby providing users with unwavering confidence in the authenticity and stability of their digital assets.

It is imperative for prospective users to undertake exhaustive research into Fluent Finance’s stringent security protocols and user testimonials, thereby empowering them to make informed decisions about entrusting their assets to the platform and navigating the dynamic landscape of digital finance with confidence.

Unlocking the Potential of Fluent Finance: A Gateway to Seamless Transactions

Fluent Finance operates as a multifaceted platform at the intersection of the cryptocurrency and blockchain ecosystem, with a primary focus on bridging the divide between traditional finance (TradFi) and decentralized finance (DeFi). At its core, the platform revolves around the creation and management of stablecoins, notably USPlus, a dollar-pegged stablecoin that ensures unwavering stability and reliability for users engaging in digital transactions.

The platform is meticulously designed to accommodate a diverse array of financial activities. Users can participate in staking tokens, a process wherein they temporarily relinquish a portion of their cryptocurrency holdings in exchange for rewards or interest, thereby generating a passive income stream. This feature holds particular appeal for those seeking to optimize the utility of their digital assets.

Furthermore, Fluent Finance offers a robust stablecoin infrastructure, empowering the creation of bespoke stablecoins. This is particularly advantageous for businesses and financial institutions seeking to issue their own digital currencies, pegged to fiat currencies or tangible assets, thereby providing a stable medium of exchange or unit of account within the blockchain ecosystem.

The synergy between Fluent Finance and core banking systems, as well as public blockchain layers, is a pivotal aspect of the platform. This dual integration facilitates transparency and verification of transactions, thereby fostering trust among users and enabling seamless conversions between traditional and decentralized finance ecosystems.

For investors and traders, Fluent Finance presents a crystalline and intuitive interface for navigating the realm of trading and investing in diverse financial instruments. The platform’s unwavering dedication to transparency is further underscored by its private settlement bridge, which meticulously verifies bank customers and funds, thereby fostering a secure and trustworthy ecosystem for the issuance and redemption of stablecoins.

In summary, Fluent Finance is poised to serve as a comprehensive gateway for users seeking to navigate the intersection of traditional finance and the burgeoning decentralized finance (DeFi) ecosystem. By focusing on robust stablecoin infrastructure and incorporating innovative features such as token staking and seamless conversions between traditional finance (TradFi) and DeFi, Fluent Finance emerges as a versatile and indispensable tool for a diverse array of financial pursuits.

What pivotal milestones have marked Fluent Finance’s journey?

Fluent Finance has made a notable impact in the cryptocurrency and blockchain realm, punctuated by a series of landmark events that underscore its dedication to converging traditional finance (TradFi) and decentralized finance (DeFi). A pivotal milestone in this journey was the establishment of its fiat-backed stablecoin infrastructure, which has since served as a springboard for subsequent innovations and strategic partnerships. This cutting-edge infrastructure is meticulously designed to facilitate seamless interactions between traditional bank accounts and blockchain networks, prioritizing velocity, transparency, and robust security.

The inaugural launch of US Plus, Fluent Finance’s flagship stablecoin, marks a watershed moment for the company. This U.S. dollar-backed stablecoin is underpinned by an enterprise-grade technology platform, enabling the deployment of crypto assets that precisely mirror fiat currencies or real-world assets on a 1:1 basis. The introduction of US Plus demonstrates the company’s capability to craft bespoke stablecoins for diverse financial instruments and business applications, all backed by 100% provable, liquid, and verifiable cash reserves, thereby ensuring unwavering trust and reliability.

Strategic partnerships have been instrumental in Fluent Finance’s growth strategy, enabling the expansion of its ecosystem and enhancement of its offerings. The collaboration with Macro Protocol, for instance, underscores the company’s commitment to developing a robust infrastructure for its stablecoin. Furthermore, its participation in the prestigious Financial Times Crypto and Digital Assets Summit in 2024, as well as the Economic Bridge Roundtable, held in partnership with the Radisson Blu Anchorage Hotel in Lagos, demonstrates Fluent Finance’s active engagement in shaping the future of finance and its role within it.

These events, coupled with their pioneering approach to institutional deposit token infrastructure, firmly establish Fluent Finance as a pivotal player in the convergence of traditional and decentralized finance. Their innovative private settlement bridge, which seamlessly connects to core banking and public layers, ensures the rigorous verification of bank customers and funds prior to the issuance or redemption of stablecoins, thereby maintaining real-time accountability of collateral assets. This approach not only amplifies transparency but also reinforces the security and reliability of their stablecoin offerings, thereby fostering a robust and trustworthy ecosystem.

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